Private financial workspace

Neil's Retirement Console

Your workbook, rebuilt as a living calculator. Every projection year, budget line, payoff period and monthly return is editable — and saved to your account.

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Retirement projection

Fund balance, withdrawals, growth, RMDs, FERS, Social Security, taxes and the cost-of-living gap through 2050.

Annual budgets

Bi-weekly grids for 2026–2031 and a monthly grid for 2032, with live per-period and annual totals.

Debt payoff

Cabelas and Silver card schedules with monthly interest on balance plus purchases, and payoff dates.

Portfolio returns

Monthly actual vs projected returns, variance, annualized pace and management fees.